there's a new survey out saying that only 49% of Americans are saving anything for retirement.
so what are the rest of you doing? the other 51%?
what could you possibly be doing with that money?
and a better question - what are you going to do when you get old?
what are you going to do when you retire?
ooooooohh... you're NOT gonna retire. i gotcha.
you're just gonna keep working.
well that's cool. because i don't really believe in retirement either. i plan to keep working my whole live long life too. so, i'll be right there with you.
but 1 more question - wouldn't it be nice to not HAVE to work for money when you're old. like, wouldn't it be nice to just work for FUN for FREE - whatever you wanna do.
but not have to work a crappy job just to buy food and live indoors?
i'm all for not retiring - yeah, let's use years 65 til whenever to do something that matters instead of move to the beach and collect seashells and play golf or tennis or bingo...
but it would be cool to not need a paycheck at that age just to put gas in your car.
ooooooohh... you're gonna have rich successful kids & they're gonna take care of you when you're old.
i hate to break it to you & i'm def not trying to be mean... but if you're one of the 51% not saving for retirement...
your kids probably won't either. & it's probably good chances they won't be rich & successful and be able to be your retirement when you're old.
so, to the 51%... just take 15% of your next paycheck and put it into a Roth IRA or something like that. and when the next paycheck comes... do that again. and do the same thing the next time.
you won't even notice the 15% is missing. just do it.
and when you're 65 you can have fun giving away millions of dollars + have tons more money to live on and do whatever you love.
leave the 51% and join the 49%.